Disaster insurance isn’t just a pain in the neck. It could help us live better within a changing climate.
Stewart Williams, an Australian geographer, argues that insurance premiums can be an accurate gauge of a home’s readiness to meet environmental threats. If disaster insurance on your dream home seems unreasonable, maybe you shouldn’t be living there.
Of course, Williams admits, some homeowners will continue to pay out the nose to live in large houses in fire- or flood-prone areas. But the rest of us? We should think about adapting our lifestyles to better suit the changing world. Paying less for insurance will be just one of many positive side-effects of such a shift.
FULL STORY: Fire and flood: how home insurance can help us adapt to climate change
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Planetizen Federal Action Tracker
A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.
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Report: Zoning Reforms Should Complement Nashville’s Ambitious Transit Plan
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Judge Orders Release of Frozen IRA, IIJA Funding
The decision is a victory for environmental groups who charged that freezing funds for critical infrastructure and disaster response programs caused “real and irreparable harm” to communities.
Urban Design for Planners 1: Software Tools
This six-course series explores essential urban design concepts using open source software and equips planners with the tools they need to participate fully in the urban design process.
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