Use the Mortgage Interest Deduction to Channel Smart Growth

Galina Tachieva of DPZ argues that targeting mortgage interest deductions to benefit infill development and denser living would be an effective way to fight sprawl.

1 minute read

September 16, 2011, 6:00 AM PDT

By Tim Halbur


On her new blog, Tachieva, author of the Sprawl Repair Manual, says that reducing the mortgage interest deduction overall (as President Obama has suggested) would be less beneficial to cities than a targeted deduction aimed at those in larger, suburban houses that use more energy and infrastructure:

"The MID could be reduced for all properties except those in locations targeted for sprawl repair and redevelopment. This would create a strong incentive for people to buy and build in places that need infill and densification. If that action proved to be politically unfeasible, the MID could be increased for investments in sprawl repair sites, such as dead malls that could be transformed into mixed-use town centers and failing commercial strip corridors that could be made viable as transit-oriented boulevards."

Thursday, September 15, 2011 in Galina Tachieva

portrait of professional woman

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban Planner

Get top-rated, practical training

Concrete Brutalism building with slanted walls and light visible through an atrium.

What ‘The Brutalist’ Teaches Us About Modern Cities

How architecture and urban landscapes reflect the trauma and dysfunction of the post-war experience.

February 28, 2025 - Justin Hollander

Complete Street

‘Complete Streets’ Webpage Deleted in Federal Purge

Basic resources and information on building bike lanes and sidewalks, formerly housed on the government’s Complete Streets website, are now gone.

February 27, 2025 - Streetsblog USA

Green electric Volkswagen van against a beach backdrop.

The VW Bus is Back — Now as an Electric Minivan

Volkswagen’s ID. Buzz reimagines its iconic Bus as a fully electric minivan, blending retro design with modern technology, a 231-mile range, and practical versatility to offer a stylish yet functional EV for the future.

March 3, 2025 - ABC 7 Eyewitness News

View of mountains with large shrubs in foreground in Altadena, California.

Healing Through Parks: Altadena’s Path to Recovery After the Eaton Fire

In the wake of the Eaton Fire, Altadena is uniting to restore Loma Alta Park, creating a renewed space for recreation, community gathering, and resilience.

March 9 - Pasadena NOw

Aerial view of single-family homes with swimming pools in San Diego, California.

San Diego to Rescind Multi-Unit ADU Rule

The city wants to close a loophole that allowed developers to build apartment buildings on single-family lots as ADUs.

March 9 - Axios

Close-up of row of electric cars plugged into chargers at outdoor station.

Electric Vehicles for All? Study Finds Disparities in Access and Incentives

A new UCLA study finds that while California has made progress in electric vehicle adoption, disadvantaged communities remain underserved in EV incentives, ownership, and charging access, requiring targeted policy changes to advance equity.

March 9 - UCLA Luskin Center for Innovation