Increases of up to 104 percent in insurance rates are squeezing nonprofit affordable housing developers as rates rise around the country.

Rising insurance costs are burdening affordable housing developers, who often pay 10 to 15 percent more than market-rate developers, according to a report by Nancy Marshall-Genzer for Marketplace.
One insurance co-op, the Housing Partnership Insurance Exchange, saw rate increases between 34 percent and 104 percent for next year. “Whether it’s flooding or fires on the West Coast, we believe that those are adding inflationary pressure to our premiums,” said Paul Bernard, vice chair of the Exchange. For the nonprofits that manage affordable housing, this often means shifting funds from resident programs.
As extreme weather events like wildfires and flooding make the market riskier in many parts of the country, insurers have raised rates and started leaving some states, such as California, altogether.
FULL STORY: Affordable housing hammered by rising insurance rates

Manufactured Crisis: Losing the Nation’s Largest Source of Unsubsidized Affordable Housing
Manufactured housing communities have long been an affordable housing option for millions of people living in the U.S., but that affordability is disappearing rapidly. How did we get here?

Americans May Be Stuck — But Why?
Americans are moving a lot less than they once did, and that is a problem. While Yoni Applebaum, in his highly-publicized article Stuck, gets the reasons badly wrong, it's still important to ask: why are we moving so much less than before?

Research Shows More Roads = More Driving
A national study shows, once again, that increasing road supply induces additional vehicle travel, particularly over the long run.

Lawsuit Aims to Stop NYC’s ‘City of Yes’ Zoning Reforms
A lawsuit brought by local lawmakers and community groups claims the plan failed to conduct a comprehensive environmental review.

EV Chargers Now Outnumber Gas Pumps by Nearly 50% in California
Fast chargers still lag behind amidst rapid growth.

Affordable Housing Renovations Halt Mid-Air Amidst DOGE Clawbacks
HUD may rescind over a billion dollars earmarked for green building upgrades.
Urban Design for Planners 1: Software Tools
This six-course series explores essential urban design concepts using open source software and equips planners with the tools they need to participate fully in the urban design process.
Planning for Universal Design
Learn the tools for implementing Universal Design in planning regulations.
City of Moreno Valley
Institute for Housing and Urban Development Studies (IHS)
City of Grandview
Harvard GSD Executive Education
NYU Wagner Graduate School of Public Service
City of Cambridge, Maryland
Newport County Development Council: Connect Greater Newport