I Have Spent My Career Advocating for Fair Housing. It's Good to See Obama's Rule Go.

The Affirmatively Furthering Fair Housing rule, as adopted by the Obama administration and scrapped by the Trump administration, didn't include the policy tools necessary to achieve fair housing in the United States, according to this opinion piece.

5 minute read

August 12, 2020, 7:00 AM PDT

By Jonathan Zasloff

Washington, D.C.

Mark Van Scyoc / Shutterstock

"There is no there there."

Gertrude Stein’s famous aphorism about her earlier-destroyed Oakland neighborhood has become an aphorism to describe American suburbs. But it also describes the Obama administration's Affirmative Furthering Fair Housing (AFFH) rule recently suspended by Donald Trump.

Many civil rights advocates have decried the Trump administration's actions, accurately noting that it reflects Trump's hostility to equal justice generally and Black Americans in particular. But they shouldn't complain. Withdrawing the rule represents a crucial first step in breaking down racial segregation—for reasons completely opposite to Trump's intentions.

The final AFFH rule under Obama was almost comically weak. It literally contained no rules for how state and local governments were actually supposed to "Affirmatively Further Fair Housing." It only promised an "Assessment Tool" for how cities were supposed to evaluate the impacts of their policies. Note the word "promise": the rule did not even contain the Assessment Tool itself. It simply said that at some point in the future, HUD would present the Assessment Tool.

  • Did municipalities actually have to do anything under the rule except submit an assessment? Nope.
  • Did they have to change their zoning ordinances, which routinely exclude lower-income and working-class families that are disproportionately Black and Brown? Nope.
  • Did they have to ensure that city services are equally and fairly distributed to all races and classes in the community? Nope.
  • Did state and local government even have to apply for federal funding, such as tax credits, to build affordable multifamily units. Nope again.

One could hardly imagine a rule better calculated to appease Republican defenders of white suburbia, and it represented the sort of weakness that has characterized the U.S. Department of Housing and Urban Development (HUD) throughout its history. When Congress passed the Fair Housing Act in 1968, it demanded the creation of this rule: the Obama Administration's effort came nearly a half-century later and represented HUD’s first, half-hearted, attempt to meet that demand.

You wouldn’t have known that from the hysterical and unhinged reaction to the AFFH rule from right-wing media and, now, from Donald Trump. Warning that "suburban housewives" are against it, Trump himself claims that it represents an attempt to destroy the suburbs, although undoubtedly he never read the rule. Betsy McCaughey, whose public career took off 25 years ago after penning a mendacious takedown of the Clinton healthcare plan, recently took to the pages of Rupert Murdoch’s New York Post to restate Trump's talking points. And none of it is true.

In fairness to Obama's AFFH rule, it certainly helps to establish a unified Assessment Tool for state and local governments: before, these governments were required to submit to HUD an assessment of Impediments to Fair Housing. As a 2010 study by the U.S. Government Accountability Office revealed, these assessments were haphazard and often lacked crucial information. More and higher–quality information is better, and it could assist in making better policy. But the rule does nothing to advance fair housing.

Former HUD Secretary Shaun Donovan in the New York Times has claimed that the Obama Rule:

...requires government to promote greater opportunity and integration as well as fight discrimination. For example, if a city’s affordable housing is all located in black neighborhoods with failing schools, limited transportation, and poor health care, that city must make an effort to fix the problems in those neighborhoods and build new affordable housing in other neighborhoods, in addition to ensuring there’s no racial discrimination when any of the individual apartments are rented out.

This is simply false. There are no substantive mandates or standards of any kind in the Obama rule. State and local governments did not have to “ensure” anything, or make any “effort” of any kind except providing more precise paperwork.

Of course, any of it is better than the rule just promulgated by HUD under Trump, which essentially gives up on promoting integration altogether. All it does is discuss discrimination, which the Fair Housing Act already handles directly. Essentially, the Trump rule proclaims that there are no structural barriers to equal opportunity in America, a position long held on the American Right.

If the Obama rule was weak but the Trump Rule is awful, why does it matter? Decrying the demise of the Obama rule sets us up for a terrible outcome in the event that a Biden Administration takes power next year. A Biden-led HUD that merely reinstates the Obama rule might proclaim it a great triumph. It is anything but.

Celebrating the Obama’s AFFH rule presents the real danger that it will become a ceiling rather than a floor for future fair housing policy. State and local policies such as exclusionary zoning and unequal provision of public services represent serious barrier to ensuring fair housing through the United States. They must be confronted and destroyed, not allowed to maintain and entrench an unequal status quo. Agencies at every level must use all available funds to recreate, in stronger fashion, the "Moving to Opportunity" housing voucher programs that, as Raj Chetty and his colleagues at Harvard demonstrated, generated significant positive outcomes for low-income and working-class children of color. Better assessment tools are good, but not nearly enough.

Joe Biden’s campaign slogan is "Build Back Better": taking that slogan seriously means not reinstating the Affirmatively Furthering Fair Housing rule as written by the Obama administration, but writing one that will break down barriers instead of leaving barriers in place and declaring victory without achieving success.

Jonathan Zasloff is Professor of Law at the UCLA School of Law and co-author (with Richard H. Sander and Yana A. Kucheva) of Moving to Integration: The Past and Future of Fair Housing (Harvard University Press, 2018).

portrait of professional woman

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban Planner

Get top-rated, practical training

Bird's eye view of manufactured home park.

Manufactured Crisis: Losing the Nation’s Largest Source of Unsubsidized Affordable Housing

Manufactured housing communities have long been an affordable housing option for millions of people living in the U.S., but that affordability is disappearing rapidly. How did we get here?

March 25, 2025 - Shelterforce

U-Haul truck on road with blurred grassy roadside in background.

Americans May Be Stuck — But Why?

Americans are moving a lot less than they once did, and that is a problem. While Yoni Applebaum, in his highly-publicized article Stuck, gets the reasons badly wrong, it's still important to ask: why are we moving so much less than before?

March 27, 2025 - Alan Mallach

Close-up of rear car bumper in traffic on freeway.

Research Shows More Roads = More Driving

A national study shows, once again, that increasing road supply induces additional vehicle travel, particularly over the long run.

March 23, 2025 - Road Capacity as a Fundamental Determinant of Vehicle Travel

Aerial view of Grants Pass, Oregon with fall foliage and hills in background with a cloudy sky.

Judge Halts Enforcement of Anti-Homeless Laws in Grants Pass

The Oregon city will be barred from enforcing two ordinances that prosecute unhoused residents until it increases capacity and accessibility at designated camping sites.

1 hour ago - Street Roots

Colorful murals on exterior of Hollywood High School in Los Angeles, California against night sky.

Advancing Sustainability in Los Angeles County Schools

The Los Angeles County Office of Education’s Green Schools Symposium brings together educators, students, and experts to advance sustainability in schools through innovative design, climate resilience strategies, and collaborative learning.

2 hours ago - Los Angeles County Office of Education

Rusty abandoned oil well and equipment with prickly pear cactus next to it in West Texas.

Using Old Oil and Gas Wells for Green Energy Storage

Penn State researchers have found that repurposing abandoned oil and gas wells for geothermal-assisted compressed-air energy storage can boost efficiency, reduce environmental risks, and support clean energy and job transitions.

3 hours ago - Pennsylvania State University