Older Americans face rising mortgage debt, high costs for medical care and assistance, and a dearth of accessible housing.
A piece in Smart Cities Dive by Austyn Gaffney highlights the growing need for more affordable and accessible housing designed with older people in mind. With 58 million Americans over age 65, “This population is struggling to secure affordable and accessible housing and get the services it needs to stay in such housing,” Gaffney explains, citing a report from Harvard University’s Joint Center for Housing Studies.
“Over half of adults over age 80 report at least one disability, and older adults can experience complications with mobility, vision, hearing, cognition or self-care.” Only 14 percent of adults over 75 who live alone can afford a daily caregiver visit, the report states. Meanwhile, older Americans face growing mortgage debt, and many popular retirement destinations are becoming increasingly threatened by climate change and extreme weather.
According to Jennifer Molinsky, project director of the JCHS Housing an Aging Society Program, “More funding would be [a] start, but there is tremendous need for creative alternatives to existing models of care and housing to better support the country’s rapidly aging population.”
More Planetizen stories on aging in place and housing insecurity among older Americans:
FULL STORY: Housing, care increasingly unaffordable for growing US elderly population, report warns
Survey: Americans Finding it Harder to ‘Age in Place’
While many people over 65 would prefer to stay in their homes and communities, high housing costs and a lack of accessible infrastructure make it difficult.
Report: Housing Costs a Growing Concern for Older Adults
A growing number of older Americans are finding it difficult to downsize to smaller, more accessible, and more affordable homes while staying in their communities.
Homelessness Among Maryland Seniors Rose 77 Percent Since 2018
The high cost of housing is pushing many older adults into homelessness, while shelters are not equipped to address their specific needs.
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City of Albany
UCLA Lewis Center for Regional Policy Studies
Mpact (formerly Rail~Volution)
Chaddick Institute at DePaul University
City of Piedmont, CA
Great Falls Development Authority, Inc.
HUDs Office of Policy Development and Research